【范文】：

　　Hi! Alice,

　　I’m glad to hear from you.

　　Yes, I sometimes have the same problem.

　　I think if she really needs the money, you’d better lend it to her. You don’t need to worry too much. She’ll probably pay you back when she has money. If you don’t lend her the money, I’m afraid you may lose the friend.

　　I think everyone may have trouble in life and we should help each other. So when my friends need money, I will try my best to help them. Maybe I’ll get it back, or maybe I won’t.

　　I hope what I said can help you.

　　Yours, Liu Ming

　　嗨！爱丽丝，

　　我真高兴听到你。

　　是的，我有时候也有同样的问题。

　　我认为如果她真的需要钱，你最好把它借给她。你不用太担心。她可能会付你钱的时候她。如果你不借给她钱，恐怕你会失去朋友。

　　我认为每个人都在生活中可能遇到了麻烦，我们应该互相帮助。所以，当我的朋友需要钱，我将尽我所能来帮助他们。也许我会回来。也许我不会。

　　我希望我说的话能帮助你。

　　你的，刘明